James Howorth Mortgage Banker

With 14 years in the industry and a commercial lending background James has been helping clients with financing since 2000.
Offering full service means answering the phone and communicating throughout the loan process.

As a direct mortgage bank, Summit Funding has a full spectrum of mortgage products to help buyers close escrow without delays. Often there are complex situations that require creativity and commitment to get the job done. Specializing in 15-30 day escrows for purchase money clients.

With a No Cost refinance you can take advantage of market improvements by reducing interest rates periodically with no exposure to the costs of obtaining financing. By reviewing a loan cost analysis you can easily identify options that make complete sense from a sound financial perspective.

James resides in South Orange County with his wife and 4 children. An Orange County resident for the last 28 years with a passion for the beaches, mountains and Socal lifestyle